Frequently asked questions regarding insurance cover to assist our event organisers.
Equestrian Sports NZ announced on 18th March 2020 it will cancel all ESNZ events in Jumping, Dressage and Para-equestrian, Eventing and Endurance for a three-month period effective immediately. This will be reviewed at the end of April or as required.
The situation continues to develop in New Zealand and around the world and ESNZ will endeavour to keep everyone informed as much as possible.
A Covid-19 page has been developed on the ESNZ website with cancellation notices, updates and any information that comes to hand. Please use this to keep up to date.
For those ESNZ Area Groups, affiliated endurance club and member organisations that run under the ESNZ insurance program, we wish to advise of the following:
As the ESNZ insurance program does not include event cancellation insurance, OCs will need to decide whether they refund entry/ride fees should they decide not to hold their event. Riders are urged to be patient while the OCs work though this process with their committees.
The ESNZ Insurance Program only includes Public and Statutory Liability insurance which offers cover to OCs for their legal liability in causing Bodily Injury (including sickness or disease) to a third party, subject of course to normal policy terms and conditions.
OCs are to be aware that it is a requirement of all Insurance policies that everyone demonstrate Reasonable Care to minimise the risk to any person. Our advice is that such reasonable care would include following our advice and all Government Health Authorities and taking all other reasonable safety precautions.
For an OC that is not insured through our policy i.e. an independent group that is not part of the ESNZ structure, we recommend that you seek advice from your insurance broker.
No, ESNZ’s insurance cover does not cover event cancellation.
They are covered for Public and Statutory Liability.
Unless your Area Group, affiliated club or member organisation has taken a specific Event Cancellation Insurance policy, it will have no insurance for reimbursement of expenses. You may consider it appropriate to retain a small portion of entry fees for admin purposes.
Area Groups, affiliated clubs or member organisations will need to decide whether they refund entry/ride fees should they decide not to hold their event. ESNZ recommends you do refund all or indeed the vast majority of entry fees.
It is a requirement of all Insurance policies that everyone demonstrate reasonable care to minimise the risk to any person. Our advice is that such reasonable care would include following our advice and that of all Government Health Authorities and taking all reasonable safety precautions. At this stage we would say the event would not be covered and that it would be considered irresponsible to place members and officials in danger. The safety of our community is paramount.